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Want to learn how? Call me so I can get YOU into this buyers market! Now is the Time! Best rates, Best selection & Motivated Sellers plus $8,000 tax credit!

$8,000 Tax Credit

Senate Pannel OK's Expansion and extension of $8,000 1st time buyer and now $6,500 Primary-home buyer tax credits if wrote by April 30 2010 and closed by June 30th 2010 call me to get the facts 1st and then lets get you pre approved or get your credit built back up so you are pre approved before April 30th 2010! 515-669-7355 or remaxslw@aol.com! There is no recapture after living in the home for 36 months! If you are moving up and have owned your current home for 5 years you may now get an $6,500 tax credit plus if you have credit scores of over 800 there still are 100% conventional loans in the market place that means move up and still get cash back to pay off your car or some credit cards with the credit this is true economic recovery in the works now! Plus the income has been raised to $125,000 for a single buyer and $250,000 for a couple in this new plan!

From ZERO% Year 1 Intrest! 3-2-1 Buy Down's on 5/1 ARM & 30 Year fixed!

Are you looking to become a home owner and then save enough money each month so you can payoff your credit card balances and even your cars and student loans years ahead of time? If so you need to call and set an apointment to get pre approved on a 2-1 or a 3-2-1 buydown loan! We offer today 11-10-09 Rates Subject to change daily this is for example only! Based on 90% LTV 5 year ARM with 1st years rate 0% then 2nd year 1% and 3rd Year 2% then years 4-5 are 3% with a 5% cap that gives you a 1.89% rate for the 5 years of the loan and considering over 95% of peple move or refinance in the 1st 7 years how can you go wrong! Based on a 90% LTV $150,000 purchase price that is ($375.00 Mo 1st Yr PI)  ($434.21 2nd Yr PI Mo) ($498.99 3rd Yrs PI Mo) ($569.17 Yrs 4-5 Mo PI) with a savings to you of $12,647.24 in intrest paid to the bank the 1st 5 years same home just lower monthly payments letting you dig out of debpt sooner! Call 515-669-7355 to see how we can save you MONEY!

USDA Rural Development 100% Loans

This is a great loan program that will take buyers with credit scores of 620 and above still offer you a 100% nothing down loan in the rural communities and give you a 30 year fixed rate mortgage plus no PMI insurance and even offers buyers up to $2,500 closing cost if you are qualified. Certain restrictions do exist for areas and income but this is a wonderful loan program and works in Bondurant, Mitchellville, Colfax, Runnells, Indianola, Elkhart just to name a few! call for details